Technology investments and firm performance under the wave of InsurTech

This study explores how the technology investments of a sample U.S. property-liability insurers affected their performance during InsurTech wave. The critical question is whether insurers' InsurTech-oriented strengthen competitive advantages, resulting in improved firm performance. reveals that have significant detrimental influence on short-term Intriguingly, empirical findings indicate strong positive relationship with long-term performance, suggesting notion time lag and cumulative impacts justified. provides new insight into effect